* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary-color: #f59e0b;
    --primary-dark: #d97706;
    --primary-light: #fbbf24;
    --secondary-color: #f97316;
    --accent-color: #eab308;
    --danger-color: #ef4444;
    --warning-color: #f59e0b;
    --dark-color: #1f2937;
    --light-color: #f9fafb;
    --border-color: #e5e7eb;
    --text-color: #374151;
    --text-light: #6b7280;
    --purple-gradient: linear-gradient(135deg, #f59e0b 0%, #f97316 100%);
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
    line-height: 1.6;
    color: var(--text-color);
    background: linear-gradient(180deg, #ffffff 0%, #f8fafc 100%);
    overflow-x: hidden;
}

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes float {
    0%, 100% {
        transform: translateY(0px);
    }
    50% {
        transform: translateY(-10px);
    }
}

@keyframes gradient {
    0% {
        background-position: 0% 50%;
    }
    50% {
        background-position: 100% 50%;
    }
    100% {
        background-position: 0% 50%;
    }
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

.navbar {
    background: white;
    box-shadow: 0 2px 4px rgba(0, 0, 0, 0.08);
    padding: 1rem 0;
    position: sticky;
    top: 0;
    z-index: 100;
}

.navbar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.navbar-brand {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    text-decoration: none;
}

.navbar-logo {
    height: 40px;
    width: auto;
    object-fit: contain;
}

.navbar-brand-text {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary-color);
    letter-spacing: 0.5px;
}

.navbar-right {
    display: flex;
    align-items: center;
    gap: 2rem;
}

.navbar-contact {
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.phone-icon {
    width: 20px;
    height: 20px;
}

.phone-info {
    display: flex;
    flex-direction: column;
    line-height: 1.2;
}

.phone-number {
    font-weight: 700;
    color: var(--dark-color);
    font-size: 0.95rem;
}

.phone-hours {
    font-size: 0.75rem;
    color: var(--text-light);
}

.language-selector {
    display: flex;
    align-items: center;
    gap: 0.25rem;
    color: var(--text-color);
    font-size: 0.9rem;
    cursor: pointer;
}

.navbar-menu {
    display: flex;
    list-style: none;
    gap: 1.5rem;
    align-items: center;
    margin: 0;
}

.navbar-menu a {
    text-decoration: none;
    color: var(--text-color);
    font-weight: 500;
    font-size: 0.95rem;
    transition: color 0.3s ease;
}

.navbar-menu a:hover {
    color: var(--primary-color);
}

.btn-login {
    background: white;
    border: 2px solid var(--primary-color);
    color: var(--primary-color);
    padding: 0.5rem 1.5rem;
    border-radius: 0.375rem;
    font-weight: 700;
    font-size: 0.875rem;
    text-decoration: none;
    transition: all 0.3s ease;
}

.btn-login:hover {
    background: var(--primary-color);
    color: white;
}

.btn {
    padding: 0.75rem 1.75rem;
    border: none;
    border-radius: 0.75rem;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    text-decoration: none;
    display: inline-block;
    transition: all 0.3s ease;
    position: relative;
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

.btn::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 0;
    height: 0;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.3);
    transform: translate(-50%, -50%);
    transition: width 0.6s, height 0.6s;
}

.btn:hover::before {
    width: 300px;
    height: 300px;
}

.btn-primary {
    background: var(--purple-gradient);
    color: white;
    box-shadow: 0 4px 15px rgba(245, 158, 11, 0.4);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(255, 165, 0, 0.5);
}

.btn-success {
    background: linear-gradient(90deg, #FFC107, #FF9900);
    color: white;
    padding: 1rem 2rem;
    font-size: 1.125rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    box-shadow: 0 4px 15px rgba(255, 165, 0, 0.4);
}

.btn-success:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(245, 158, 11, 0.5);
}

.btn-secondary {
    background-color: var(--secondary-color);
    color: white;
}

.btn-danger {
    background-color: var(--danger-color);
    color: white;
}

.btn-outline {
    background-color: white;
    border: 2px solid var(--primary-color);
    color: var(--primary-color);
}

.btn-outline:hover {
    background: var(--primary-color);
    color: white;
    transform: translateY(-2px);
}

.hero {
    background: white;
    padding: 4rem 0 2rem;
    overflow: visible;
}

.hero-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.hero-left {
    text-align: left;
}

.hero-rating {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 1.5rem;
    animation: fadeInUp 0.6s ease;
}

.stars {
    font-size: 1.25rem;
    letter-spacing: 2px;
}

.rating-text {
    color: var(--text-light);
    font-size: 0.95rem;
    font-weight: 500;
}

.hero h1 {
    font-size: 3.25rem;
    margin-bottom: 1.5rem;
    font-weight: 900;
    letter-spacing: -1.5px;
    color: var(--dark-color);
    line-height: 1.1;
    animation: fadeInUp 0.6s ease 0.1s both;
}

.hero p {
    font-size: 1.125rem;
    margin-bottom: 2rem;
    color: var(--text-color);
    line-height: 1.7;
    animation: fadeInUp 0.6s ease 0.2s both;
}

.hero-buttons {
    display: flex;
    flex-direction: column;
    gap: 1rem;
    align-items: flex-start;
    animation: fadeInUp 0.6s ease 0.3s both;
}

.partner-text {
    color: var(--text-light);
    font-size: 0.95rem;
}

.partner-text strong {
    color: var(--text-color);
    font-weight: 700;
}

.hero-right {
    position: relative;
    animation: fadeInUp 0.6s ease 0.4s both;
    display: flex;
    align-items: center;
    justify-content: center;
}

.hero-image {
    width: 100%;
    max-width: 600px;
    height: auto;
    border-radius: 1rem;
    box-shadow: var(--shadow-xl);
}

.calculator-section {
    padding: 4rem 0;
    background: white;
}

.calculator-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.calculator-left h2 {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--dark-color);
    margin-bottom: 2rem;
    line-height: 1.2;
}

.calculator-benefits {
    list-style: none;
    padding: 0;
}

.calculator-benefits li {
    font-size: 1.125rem;
    color: var(--text-color);
    margin-bottom: 1rem;
    padding-left: 0;
}

.calculator-right {
    position: relative;
}

.calculator-card {
    background: white;
    border-radius: 1rem;
    padding: 2.5rem;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.1);
    border: 1px solid var(--border-color);
}

.calculator-input {
    margin-bottom: 2rem;
}

.calculator-input label {
    display: block;
    font-weight: 600;
    color: var(--dark-color);
    margin-bottom: 1rem;
    font-size: 1rem;
}

.slider-container {
    position: relative;
}

.slider {
    width: 100%;
    height: 8px;
    border-radius: 5px;
    background: linear-gradient(to right, var(--primary-color) 0%, var(--primary-color) 10%, #e5e7eb 10%, #e5e7eb 100%);
    outline: none;
    -webkit-appearance: none;
    margin-bottom: 0.5rem;
}

.slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--primary-color);
    cursor: pointer;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
}

.slider::-moz-range-thumb {
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--primary-color);
    cursor: pointer;
    border: none;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
}

.slider-labels {
    display: flex;
    justify-content: space-between;
    font-size: 0.875rem;
    color: var(--text-light);
}

.slider-value {
    background: var(--light-color);
    padding: 0.25rem 0.75rem;
    border-radius: 0.375rem;
    font-weight: 700;
    color: var(--primary-color);
    font-size: 1rem;
}

.monthly-payment {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1.5rem;
    background: var(--light-color);
    border-radius: 0.5rem;
    margin-bottom: 1.5rem;
}

.monthly-payment span:first-child {
    font-size: 1rem;
    color: var(--text-color);
    font-weight: 500;
}

.payment-amount {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--primary-color);
}

.btn-calculator {
    display: block;
    width: 100%;
    background: var(--primary-color);
    color: white;
    padding: 1rem 2rem;
    border-radius: 0.5rem;
    font-weight: 700;
    font-size: 1rem;
    text-align: center;
    text-decoration: none;
    transition: all 0.3s ease;
    margin-bottom: 1rem;
}

.btn-calculator:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(245, 158, 11, 0.3);
}

.calculator-disclaimer {
    text-align: center;
    font-size: 0.875rem;
    color: var(--text-light);
    margin-bottom: 1rem;
}

.calculator-disclaimer strong {
    color: var(--text-color);
}

.calculator-note {
    font-size: 0.75rem;
    color: var(--text-light);
    line-height: 1.5;
    margin: 0;
}

.loans-process-section {
    background: white;
    padding: 5rem 0;
}

.section-subtitle {
    text-align: center;
    font-size: 1.125rem;
    color: var(--text-light);
    margin-top: -1.5rem;
    margin-bottom: 4rem;
}

.process-steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 3rem;
    margin-bottom: 3rem;
}

.process-step {
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
}

.process-icon {
    margin-bottom: 1.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
}

.process-icon svg {
    width: 120px;
    height: 120px;
}

.process-description {
    font-size: 1rem;
    color: var(--text-color);
    line-height: 1.6;
    max-width: 280px;
}

.process-cta {
    text-align: center;
    margin-top: 3rem;
}

.btn-start {
    display: inline-block;
    background: var(--primary-color);
    color: white;
    padding: 1rem 3rem;
    border-radius: 0.5rem;
    font-weight: 700;
    font-size: 1rem;
    text-decoration: none;
    text-transform: uppercase;
    transition: all 0.3s ease;
    box-shadow: 0 4px 12px rgba(245, 158, 11, 0.3);
}

.btn-start:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
    box-shadow: 0 6px 16px rgba(245, 158, 11, 0.4);
}

.faq-section {
    background: #f9fafb;
    padding: 5rem 0;
}

.faq-container {
    display: grid;
    grid-template-columns: 280px 1fr;
    gap: 3rem;
    margin-top: 3rem;
}

.faq-sidebar {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.faq-link {
    padding: 1rem;
    color: var(--primary-color);
    text-decoration: none;
    font-size: 0.95rem;
    font-weight: 500;
    border-left: 3px solid transparent;
    transition: all 0.3s ease;
}

.faq-link:hover {
    background: rgba(245, 158, 11, 0.05);
    border-left-color: var(--primary-color);
}

.faq-link.active {
    background: rgba(245, 158, 11, 0.1);
    border-left-color: var(--primary-color);
    font-weight: 600;
}

.faq-content {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.faq-item {
    background: white;
    border-radius: 0.5rem;
    border: 1px solid var(--border-color);
    overflow: hidden;
    transition: all 0.3s ease;
}

.faq-question {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1.5rem;
    cursor: pointer;
    user-select: none;
}

.faq-question h3 {
    flex: 1;
    font-size: 1.125rem;
    font-weight: 600;
    color: var(--dark-color);
    margin: 0;
}

.faq-icon {
    flex-shrink: 0;
}

.faq-arrow {
    flex-shrink: 0;
    transition: transform 0.3s ease;
}

.faq-item.active .faq-arrow {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease, padding 0.3s ease;
    padding: 0 1.5rem;
}

.faq-item.active .faq-answer {
    max-height: 500px;
    padding: 0 1.5rem 1.5rem 1.5rem;
}

.faq-answer p {
    color: var(--text-color);
    line-height: 1.7;
    margin: 0;
}

.section {
    padding: 5rem 0;
}

.section-title {
    font-size: 2.75rem;
    margin-bottom: 3rem;
    text-align: center;
    color: var(--dark-color);
    font-weight: 800;
    letter-spacing: -1px;
    position: relative;
    display: inline-block;
    width: 100%;
}

.section-title::after {
    content: '';
    position: absolute;
    bottom: -10px;
    left: 50%;
    transform: translateX(-50%);
    width: 80px;
    height: 4px;
    background: var(--primary-color);
    border-radius: 2px;
}

.card-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
    gap: 1.5rem;
    margin-top: 2rem;
}

.feature-icon {
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
}

.feature-icon svg {
    width: 60px;
    height: 60px;
}

.card {
    background: white;
    padding: 2rem;
    border-radius: 1rem;
    box-shadow: var(--shadow-md);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    border: 1px solid var(--border-color);
    position: relative;
    overflow: hidden;
}

.card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--primary-color);
    transform: scaleX(0);
    transition: transform 0.4s ease;
}

.card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    border-color: rgba(245, 158, 11, 0.3);
}

.card:hover::before {
    transform: scaleX(1);
}

.card-title {
    font-size: 1.375rem;
    font-weight: 700;
    margin-bottom: 0.75rem;
    color: var(--dark-color);
    letter-spacing: -0.3px;
}

.card-text {
    color: var(--text-light);
    margin-bottom: 1rem;
}

.card-meta {
    display: flex;
    justify-content: space-between;
    margin-bottom: 1rem;
    font-size: 0.875rem;
    color: var(--text-light);
}

.card-amount {
    font-size: 2rem;
    font-weight: 800;
    color: var(--primary-color);
    margin-bottom: 0.75rem;
    letter-spacing: -0.5px;
}

.badge {
    display: inline-block;
    padding: 0.375rem 1rem;
    border-radius: 9999px;
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    box-shadow: var(--shadow-sm);
}

.badge-success {
    background: linear-gradient(135deg, #d1fae5 0%, #a7f3d0 100%);
    color: #065f46;
}

.badge-warning {
    background: linear-gradient(135deg, #fef3c7 0%, #fde68a 100%);
    color: #92400e;
}

.badge-info {
    background: linear-gradient(135deg, #dbeafe 0%, #bfdbfe 100%);
    color: #1e40af;
}

.badge-danger {
    background-color: #fee2e2;
    color: #991b1b;
}

.form-group {
    margin-bottom: 1.5rem;
}

.form-label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 500;
    color: var(--dark-color);
}

.form-control {
    width: 100%;
    padding: 0.75rem;
    border: 1px solid var(--border-color);
    border-radius: 0.375rem;
    font-size: 1rem;
    transition: border-color 0.3s;
}

.form-control:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

textarea.form-control {
    resize: vertical;
    min-height: 100px;
}

select.form-control {
    cursor: pointer;
}

.auth-container {
    max-width: 450px;
    margin: 3rem auto;
    padding: 2rem;
    background: white;
    border-radius: 0.5rem;
    box-shadow: 0 4px 6px rgba(0, 0, 0, 0.1);
}

.auth-title {
    font-size: 2rem;
    margin-bottom: 1.5rem;
    text-align: center;
    color: var(--dark-color);
}

.alert {
    padding: 1rem;
    border-radius: 0.375rem;
    margin-bottom: 1rem;
}

.alert-success {
    background-color: #d1fae5;
    color: #065f46;
    border: 1px solid #6ee7b7;
}

.alert-danger {
    background-color: #fee2e2;
    color: #991b1b;
    border: 1px solid #fca5a5;
}

.alert-info {
    background-color: #dbeafe;
    color: #1e40af;
    border: 1px solid #93c5fd;
}

.dashboard {
    padding: 2rem 0;
}

.dashboard-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 2rem;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 1.5rem;
    margin-bottom: 2rem;
}

.stat-card {
    background: white;
    padding: 1.5rem;
    border-radius: 0.5rem;
    box-shadow: 0 1px 3px rgba(0, 0, 0, 0.1);
}

.stat-label {
    font-size: 0.875rem;
    color: var(--text-light);
    margin-bottom: 0.5rem;
}

.stat-value {
    font-size: 2rem;
    font-weight: bold;
    color: var(--dark-color);
}

.table-container {
    background: white;
    border-radius: 0.5rem;
    box-shadow: 0 1px 3px rgba(0, 0, 0, 0.1);
    overflow: hidden;
}

table {
    width: 100%;
    border-collapse: collapse;
}

thead {
    background-color: var(--light-color);
}

th, td {
    padding: 1rem;
    text-align: left;
    border-bottom: 1px solid var(--border-color);
}

th {
    font-weight: 600;
    color: var(--dark-color);
}

tr:hover {
    background-color: var(--light-color);
}

.text-center {
    text-align: center;
}

.mt-1 { margin-top: 0.5rem; }
.mt-2 { margin-top: 1rem; }
.mt-3 { margin-top: 1.5rem; }
.mb-1 { margin-bottom: 0.5rem; }
.mb-2 { margin-bottom: 1rem; }
.mb-3 { margin-bottom: 1.5rem; }

.contact-section {
    background: white;
    padding: 5rem 0;
}

.contact-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: start;
}

.contact-form-wrapper {
    max-width: 500px;
}

.contact-title {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--dark-color);
    margin-bottom: 1rem;
}

.contact-description {
    color: var(--text-color);
    line-height: 1.6;
    margin-bottom: 2rem;
}

.contact-form {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}

.form-input,
.form-textarea {
    width: 100%;
    padding: 1rem;
    border: 1px solid var(--border-color);
    border-radius: 0.375rem;
    font-size: 1rem;
    font-family: inherit;
    transition: border-color 0.3s ease;
}

.form-input:focus,
.form-textarea:focus {
    outline: none;
    border-color: var(--primary-color);
}

.form-textarea {
    resize: vertical;
}

.btn-submit {
    background: var(--primary-color);
    color: white;
    padding: 1rem 2rem;
    border: none;
    border-radius: 0.375rem;
    font-weight: 700;
    font-size: 1rem;
    text-transform: uppercase;
    cursor: pointer;
    transition: all 0.3s ease;
    width: 100%;
}

.btn-submit:hover {
    background: var(--primary-dark);
    transform: translateY(-2px);
}

.contact-info-wrapper {
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.contact-info-item {
    display: flex;
    gap: 1rem;
    align-items: flex-start;
}

.contact-icon {
    flex-shrink: 0;
    margin-top: 0.25rem;
}

.contact-label {
    font-size: 0.875rem;
    color: var(--text-light);
    margin-bottom: 0.5rem;
}

.contact-value {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--primary-color);
    text-decoration: none;
    display: block;
}

.contact-value:hover {
    color: var(--primary-dark);
}

.contact-value strong {
    color: var(--dark-color);
    font-size: 1rem;
}

.contact-uen {
    font-size: 0.875rem;
    color: var(--text-light);
}

.cta-section {
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    padding: 5rem 0;
}

.cta-content {
    text-align: center;
    max-width: 700px;
    margin: 0 auto;
}

.cta-title {
    font-size: 3rem;
    font-weight: 800;
    color: white;
    margin-bottom: 1rem;
}

.cta-subtitle {
    font-size: 1.25rem;
    color: white;
    opacity: 0.95;
    margin-bottom: 2.5rem;
}

.btn-cta {
    display: inline-block;
    background: white;
    color: var(--primary-color);
    padding: 1.25rem 3rem;
    border-radius: 0.5rem;
    font-weight: 700;
    font-size: 1.125rem;
    text-decoration: none;
    text-transform: uppercase;
    transition: all 0.3s ease;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.2);
}

.btn-cta:hover {
    transform: translateY(-3px);
    box-shadow: 0 6px 30px rgba(0, 0, 0, 0.3);
}

.footer {
    background: white;
    padding: 4rem 0 2rem 0;
    border-top: 1px solid var(--border-color);
}

.footer-content {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1.2fr 1fr;
    gap: 3rem;
    margin-bottom: 3rem;
}

.footer-brand {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.footer-logo {
    height: 40px;
    width: auto;
    object-fit: contain;
    margin-bottom: 0.5rem;
}

.footer-brand h3 {
    font-size: 1.125rem;
    font-weight: 700;
    color: var(--dark-color);
    margin: 0;
}

.footer-uen {
    font-size: 0.875rem;
    color: var(--text-light);
    margin: 0;
}

.footer-address {
    font-size: 0.875rem;
    color: var(--text-color);
    line-height: 1.6;
    margin: 0;
}

.footer-column h4 {
    font-size: 1rem;
    font-weight: 700;
    color: var(--dark-color);
    margin-bottom: 1rem;
}

.footer-column ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-column ul li {
    margin-bottom: 0.75rem;
}

.footer-column ul li a {
    color: var(--text-color);
    text-decoration: none;
    font-size: 0.875rem;
    transition: color 0.3s ease;
}

.footer-column ul li a:hover {
    color: var(--primary-color);
}

.footer-social-title {
    margin-top: 2rem;
}

.footer-social {
    display: flex;
    gap: 1rem;
    margin-top: 1rem;
}

.footer-social a {
    color: var(--text-light);
    transition: color 0.3s ease;
}

.footer-social a:hover {
    color: var(--primary-color);
}

.footer-bottom {
    padding-top: 2rem;
    border-top: 1px solid var(--border-color);
    text-align: center;
}

.footer-bottom p {
    color: var(--text-light);
    font-size: 0.875rem;
    margin: 0;
}

@media (max-width: 768px) {
    .navbar-right {
        display: none;
    }
    
    .navbar-logo {
        height: 32px;
    }
    
    .hero {
        padding: 3rem 0;
    }
    
    .hero-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .hero-left {
        text-align: center;
    }
    
    .hero h1 {
        font-size: 2rem;
    }
    
    .hero p {
        font-size: 1rem;
    }
    
    .hero-rating {
        justify-content: center;
    }
    
    .hero-buttons {
        align-items: center;
    }
    
    .hero-image {
        max-width: 100%;
    }
    
    .calculator-wrapper {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .calculator-left h2 {
        font-size: 1.75rem;
        text-align: center;
    }
    
    .calculator-benefits {
        text-align: center;
    }
    
    .calculator-card {
        padding: 1.5rem;
    }
    
    .payment-amount {
        font-size: 2rem;
    }
    
    .process-steps {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .process-icon svg {
        width: 100px;
        height: 100px;
    }
    
    .faq-container {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .faq-sidebar {
        display: none;
    }
    
    .footer-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .footer-logo {
        height: 32px;
    }
    
    .contact-container {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .contact-title {
        font-size: 2rem;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .cta-title {
        font-size: 2rem;
    }
    
    .cta-subtitle {
        font-size: 1rem;
    }
    
    .btn-cta {
        font-size: 1rem;
        padding: 1rem 2rem;
    }
    
    .section {
        padding: 3rem 0;
    }
    
    .section-title {
        font-size: 2rem;
    }
    
    .card-grid {
        grid-template-columns: 1fr;
    }
    
    .dashboard-header {
        flex-direction: column;
        gap: 1rem;
    }
    
    .btn {
        width: 100%;
        max-width: 300px;
    }
}